new year's resolutions: spend wisely

Sometimes I feel like New York has turned me into an I-can't-do-anything-myself-person. From the coffee cart, to the deli, to the nail salon, it's easy to start outsourcing your daily life. Now, I'm not here to say where you should spend your money. If your daily coffee is your favorite indulgence, then by all means go for it. If your weekly manicure helps you unwind, knock yourself out. 

However, if you're looking for a few ways to save this year, consider implementing even one of these suggestions. 

1. Substitute your daily coffee stop by making it at home. 

2. Get a subscription to your favorite magazine. I am so guilty of impulse buying magazines at the store, when they are seriously cheaper when purchased with a subscription. If you know you'll buy it anyway, why not plan ahead? 

3. Bring your own lunch (and make dinner at home)! This salad chopper has revolutionized my interest in eating at home. Everything tastes better chopped. Not only is this a money saver, but it's often a calorie saver too. Win win. 

4. At home gel manicures. I love gel manicures, but they can get pricey (and time consuming). I have this set and I love it. It's easy to use, and although it's a bit of an investment to start, it's well worth it after a few uses. 

What ways are you planning to save in 2013?